Loan Modification Guidelines and Programs

Casi Mod: You make the calls and the software will do the work.

Casi Mod will automatically deliver results based on the HAMP and in house lender programs.  With a simple click Casi Mod’s built in loan modification analyzer tool will automatically calculate the available program for the case file.  Therefore, results are quickly accessible within second once the application has been completed. 

HAMP Loan Modification (Making Home Affordable Program)

The HAMP (Fannie Mae, Freddie Mack, FHA Loan Modification) analyzer is intended to speed up the underwriting process and give accurate results based on the mortgage modification programs available.  Casi Mod will quickly analyze whether the home-owner can qualify under the Home Affordable Modification program with Fannie Mae, Freddie Mac or FHA. If the home-owner qualifies, Casi Mod will provide you with the modification terms as prescribed under the Home Affordable Modification program. Focus on providing your home-owner with valuable answers. Answers that are instant. Taking on the responsibility of modifying a home-owner’s mortgage is stressful enough. Don’t leave modifying to chance; leave it up to Casi Mod. All calculations such as front end DTI (debt to income), back end DTI, and net disposable income are programmed to be fully compliant with the HAMP guidelines.  Therefore, if you are trying to qualify for a the customer for a Fannie Mae, Freddie Mac, or FHA; the system will automatically calculate the DTI ratios for you within seconds. 

In House Loan Modification Lender Programs

Lenders typically have other alternative loan modification programs.  They have the ability to either do a HAMP loan modification or an in house loan modification.    In most non government or HAMP loans the analyzer will give you the option to target a front end DTI; which lenders typically set at 31% - 38%. Simply set your proffered tolerance front end DTI level and all available loan modification options will be automatically posted for you.

Once the loan modification terms are chosen, there is no need to manually complete any necessary forms to create the loan modification package. Casi Mod will completely populate all forms required by the lenders to process the loan modification.  In essence, all the client has to do is sign and date all the loan modification document so that the package can be submitted to the lender.

The Loan Modification Solution

Increase productivity with Casi Mod, a true solution that is designed to streamline the complete loan modification process.  A software that is simple to use and effective.

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