Casi Mod
Wachovia Loan Modification
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Easily access your clients financial worksheet
Software designed to work with the actual flow of managing a modification request requires functionality such as our 'call in financials' panel which organizes a summary of expenses, bills and income.
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Creating Your Loan Modification Terms
Quick review of how Casi Mod loan modification can quickly determine home-owner eligibility based on waterfall technology. Perform multiple tasks without having to move to different screens. Easily switch from loan modification to a short-sale and remain on the same screen. Use the 'dirty' section to isolate items that are of concern or items that you should improve prior to lender / bank submission.
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HAMP Making Home Affordable
Know when your client qualifies for the HAMP program base on information inputted into Casi Mod. The Home Affordable Mortgage Program is one of the most important tools available to home-owners. Understanding the guidelines is important and Casi Mod simplifies the process by applying the rules that you can easily reference to determine eligibility.
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Send Loan Modification Package To Your Client Quickly
Send loan modification package directly to client from the mail center. Once the application is completed it will auto populate all information into the forms required to process the loan modification. Send by email, efax, or print all documents directly to your prospect.
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Loan Modification Worksheet.
One screen, perform multiple tasks without having to move to different screens. Easily switch from a modification to a short-sale and remain on the same screen. Use the 'dirty' section to isolate items that are of concern or items that you should improve prior to submission to the lender or servicer.
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Offers comprehensive financial plans
Mortgage loan modifications may or may not be in the best interest of a home-owner. Casi Mod Loan Modification Software offers comprehensive financial plans that can assist the home-owner to understand all available options and then make an informed decision.
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Wachovia Loan Modification - Casi Mod Loan Modification Software
Wachovia Bank (now Wells
Fargo Bank)
Wachovia Bank was recently purchased by Wells Fargo Bank.
Contact information
Wachovia Bank
Tel: (800) 642-0257
Fax: TBD
www.wachovia.com
What you can expect
Wachovia allegedly has yet to modify one single mortgage. Read more
here; http://moneywatch.bnet.com/saving-money/blog/ask-agent/mortgage-modification-the-good-and-bad-banks/746/
Althought the article indicated there has not been one mortgage
modification, they have actually assisted home-owners. They only
recently joined the Home Affordable Mortgage Program, so it remains
to be seen what they will really produce in mortgage modifications.
They have assisted home-owners with lower mortgage payments. In many
cases they have applied principal mortgage balance reductions which
in turn lowers the monthly mortgage payment. But, this was prior to
the formal acquisition by Wells Fargo Bank (see the Wells Fargo Bank
page for their details).
Modification request instructions can be found at: https://www.wachovia.com/foundation/v/index.jsp?vgnextoid=c96d6344db1dc110VgnVCM100000127d6fa2RCRD
The instructions look very inviting, but don't be fooled. They carry
some quirky rules regarding mortgage modifications that will prevent
you from receiving a mortgage modification. Most notably, if you
have a first and second mortgage (which is a line of credit) with
them, they will not provide you with any assistance as they "have no
program available to assist home-owners if this is the case. We are
working on a program so check back often". This absolutely makes no
sense as they can easily decide to offer relief on the first
mortgage. Keep in mind, that if your first mortgage is secured by
FannieMae or FreddieMac, you should be able to qualify for mortgage
modification assistance but be prepared for heavy negotiations.
We give Wachovia Bank a poor rating at this time and strongly urge
you to seek professional representation in order to ensure that your
rights are protected and to afford you the very best chance to
obtain a mortgage modification. The rating may change subject to
future performance by them.
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Quick contact
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Tel: 714-420-6148
Fax: 866-929-5897
Email:
info@casimod.com
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