Casi Mod
One West / Indy Mac Bank Loan Modification
One West Bank / Indy Mac - Casi Mod Loan Modification Software
OneWest Bank
OneWest Bank was formed from the ashes of IndyMac Federal Bank. IndyMac
Federal Bank was originally IndyMac Bank before it was taken over by the
FDIC. The FDIC managed the Bank for a short period of time and then sold all
mortgages to various investors leaving many home-owners facing the real
possibility of never receiving any assistance with their mortgage payments.
Contact information
OneWest Bank
Tel: (800) 781-7399
Fax: (866)-435-7643
www.onewestbank.com
What you can expect
Acorn has included them in the group know as
the 'home wrecker 4' (click on the link and see for yourself;
http://ourfinancialsecurity.org/2009/06/acorn-home-defenders-to-confront-%E2%80%9Chome-wrecker-4%E2%80%9D/
Don't expect much if any assistance from them. The modification
process is long and in many cases the end result is negative. The
problem lies with the fact that there are many investors involved
who may own your mortgage. They have the final say in who they wish
to assist and who they don't want to assist. In many cases, these
investors are not interested in assisting home-owners with their
mortgage payments if they are current or even if they are
delinquent. They are more interested in liquidations and finding a
better home-owner. They will not consider a mortgage modification if
your home is a investment property, second home, or are unable to
provide detailed income information.
They never provide any transparency regarding any modification
guidelines that can help you prepare your modification request. If
you are declined for a mortgage modification, they will not provide
you with an intelligent and understandable reason. Usually, the
response sounds like; "no, and we can't tell you why because the
investor as a policy will not allows us to tell you why". If you
want to contact the investor directly, good luck because the
response is typically; "we can't tell you who the investor is per
policy but you can request this information in writing and faxing
the request to (269) 353-2432".
Modification request instructions can be found at: http://www.owb.com/singlecontent.aspx?id=1372&linkidentifier=id&itemid=1372
The instructions look very inviting, but don't be fooled. Don't even
expect a call within 30 days from OneWest. You need to call them
several times per week to ensure that at the very least your request
was received.
We give OneWest Bank a poor rating and strongly urge you to seek
professional representation in order to ensure that your rights are
protected and to afford you the very best chance to obtain a
mortgage modification.
News & Commentss
Bookmark
Quick contact
Content here, content here', making it look like readable English.
Tel:714-699-3455
Fax: 866-929-5897
Email:
info@casimod.com
Follow Us On Twitter
